New York Hotel Guide: Mid-Range Stays in Lower Manhattan
Seven well-reviewed hotels from the Staten Island Ferry to the Oculus, sorted by couples, families and friends, with fees and deposits explained.
Picking a base in Lower Manhattan
Lower Manhattan is the southern tip of the island: the Financial District, Wall Street and the World Trade Center site, with Battery Park at the very bottom and the Seaport and the Brooklyn Bridge along the East River. The Staten Island Ferry is free and runs around the clock from the Whitehall terminal. Ferries to the Statue of Liberty and Ellis Island leave from Battery Park, and since March 2026 the boarding and security screening has been about 300 yards north of its old spot, a temporary change the National Park Service hasn’t given an end date for. The 1, R and W serve the southern end, and the 2, 3, 4, 5, A, C, J and Z meet around Fulton Street.
Nearly all the well-reviewed, mid-priced hotels here sit in the Financial District, so this guide has seven hotels rather than ten. We looked for hotels in Tribeca, Battery Park City and around City Hall and found none that were both mid-priced and well reviewed. We also dropped a few that had recent reports of dirt, mould or pests, or a big gap between their Booking.com and TripAdvisor scores. The seven below rate between 8.4 and 9.2 on Booking.com, and all of them land in the $$ tier, which follows the lowest Sunday-night rate in mid-November: $ is under US$200, $$ is US$200 to US$325, and $$$ is above that.
Prices depend a lot on the night. On Wednesday 11 November 2026, the lowest rate we saw, with taxes and fees included for two adults on Booking.com, ran from about US$401 to US$681 at five of the hotels, and Artezen and M Social were sold out. The Sunday after, the range was about US$237 to US$312. On a Wednesday in mid-January it was about US$179 to US$386, and three hotels, Residence Inn, AC Hotel and M Social, cost more than on that Sunday. We checked these in mid-October, so treat them as a guide to the spread rather than a quote.
Fees and deposits matter more than usual here. Booking.com includes a mandatory daily fee in the price you see: US$45 at M Social, US$25 at Residence Inn and US$13.95 at Artezen, with none at the other four. Several of the hotels also take a card deposit of US$200 to US$250 at check-in, and M Social holds up to US$600. The city’s Department of Finance lists a hotel room tax of 5.875% plus US$2 a room per night, which Booking.com’s price covers too. Rooms in Manhattan are small and four-person rooms are rare, so for families we’ve noted which hotels have a room listed for two adults and two children. Mint House is an aparthotel run by Kasa, not a conventional hotel. The first three hotels below suit couples, the next three families, and the last one friends.
Hotel locations in this guide
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Where to stay in New York
Hotel 1 of 7. Artezen Hotel
Financial District, New York
$$$$Mid-range
Best for: Couples who want the best-reviewed stay in the area, close to the Fulton Center hub
Why it's a good pick
The highest-rated hotel on this list, at 9.2 on Booking.com from 1,481 reviews and 4.9 on TripAdvisor from 942, about a minute's walk from the Fulton Center transit hub. Rooms are small, and a few Booking.com reviews call them tiny; one from April 2026 said a lower-floor room got little light, and a German-language reviewer called the rooftop bar very loud. A TripAdvisor guest in October 2026 described the street as busy and dirty with smells, while another that month praised the quiet air conditioning. A US$13.95 daily fee is included in the price and a US$200 deposit applies. The only room for four is a two-queen room at about US$380. It was sold out the Wednesday before, and rates were about US$257 on a Sunday night in mid-November, or US$328 on the refundable rate.
- Transit: Fulton St (2, 3, 4, 5, A, C, J, Z)
- ~1 min
- Landmark: Oculus
- ~5 min
- Landmark: 9/11 Memorial
- ~7 min
- Couples: top-rated, by Fulton Center
Nearby: Fulton St station (2, 3, 4, 5, A, C, J, Z) is about 1 minute's walk away, the Oculus about 5, the 9/11 Memorial about 7 and the Brooklyn Bridge about 8.
Sources: Booking.com listing, TripAdvisor listing
Hotel 2 of 7. Hotel Indigo NYC Financial District
Financial District, New York
$$$$Mid-range
Best for: Couples who want a subway station at the door and the Charging Bull a few minutes away
Why it's a good pick
At 50 Trinity Place, with Rector St station (R, W) about a minute away and the Charging Bull about 4 minutes. It rates 8.9 on Booking.com from 1,818 reviews, but only 4.1 on TripAdvisor from 108 reviews, which is a thin sample. Reviewers mention a hard-to-find entrance (September 2025), long waits for the lift (October 2026) and a heating or cooling fan described as sounding like a jet engine (TripAdvisor, March 2026), though a June 2026 guest on the 19th floor heard no noise. A US$250 deposit applies, and one TripAdvisor guest in August 2025 said about US$400 was still missing. A room with two queen beds is listed for two adults and two children at about US$335. Booking.com shows no daily fee. Rates were about US$301 on a Sunday night in mid-November and US$625 the Wednesday before.
- Transit: Rector St (R, W)
- ~1 min
- Landmark: Charging Bull
- ~4 min
- Landmark: 9/11 Memorial
- ~6 min
- Couples: subway ~1 min, Bull ~4 min
Nearby: Rector St station (R, W) is about 1 minute's walk away, the Charging Bull about 4, the 9/11 Memorial about 6 and Castle Clinton in Battery Park about 8.
Sources: Booking.com listing, TripAdvisor listing
Hotel 3 of 7. AC Hotel by Marriott New York Downtown
Seaport, New York
$$$$Mid-range
Best for: Couples and friends who'd rather be near the Seaport than next to a subway station
Why it's a good pick
At the East River end of Maiden Lane, about 6 minutes' walk from Pier 17 at the Seaport, but also 6 to 7 minutes from the nearest subway. It rates 8.6 on Booking.com from 1,281 reviews and 4.1 on TripAdvisor from 277. A room with two double beds is listed for two adults and two children at about US$246. Booking.com shows no daily fee, with a US$200 deposit. Reviews flag the lifts, which were slow or broken in several TripAdvisor reviews, and a guest in August 2025 said the room was noisy from the FDR Drive. One Booking.com guest in January 2026 reported no hot water in the building and a false fire alarm. Rates were about US$246 on a Sunday night in mid-November and US$570 the Wednesday before.
- Transit: Wall St (2, 3)
- ~7 min
- Landmark: Pier 17, Seaport
- ~6 min
- Landmark: Fulton Center
- ~9 min
- Couples: Seaport end, two beds sleep 4
Nearby: Wall St station (2, 3) is about 7 minutes' walk away, Pier 17 at the Seaport about 6, Fulton Center about 9 and the Brooklyn Bridge about 13.
Sources: Booking.com listing, TripAdvisor listing
Hotel 4 of 7. Hilton Garden Inn NYC Financial Center/Manhattan Downtown
Financial District, New York
$$$$Mid-range
Best for: Families who want a no-fee base near Battery Park and the Staten Island Ferry
Why it's a good pick
A no-fee base at the southern tip, a few minutes' walk from the Staten Island Ferry. It rates 8.4 on Booking.com from 3,124 reviews and 4.6 on TripAdvisor from 1,736, and 610 of the Booking.com reviews come from families. A room with two double beds is listed for two adults and two children, at about US$277 on a Sunday night in mid-November. Booking.com shows no daily fee, though a US$200 refundable deposit and a US$50 a day hold apply. A TripAdvisor guest in October 2026 said the lifts were very loud at night on the upper floors, and a Booking.com review from February 2024 reported roaches, an old report that doesn't show up in recent ones. Rates were about US$245 on a Sunday night in mid-November and US$401 the Wednesday before.
- Transit: South Ferry (1, R, W)
- ~2 min
- Landmark: Staten Island Ferry
- ~3 min
- Landmark: Charging Bull
- ~5 min
- Families: no daily fee, ferries nearby
Nearby: South Ferry station (1, R, W) is about 2 minutes' walk away, the Staten Island Ferry terminal about 3, the Charging Bull about 5 and Castle Clinton in Battery Park about 7.
Sources: Booking.com listing, TripAdvisor listing
Hotel 5 of 7. Residence Inn New York Downtown Manhattan/World Trade Center Area
Financial District, New York
$$$$Mid-range
Best for: Families who want a kitchen studio near Fulton Center
Why it's a good pick
Studio suites with kitchens at 170 Broadway, about 2 minutes' walk from Fulton Center. It rates 8.6 on Booking.com from 1,552 reviews, 724 of them from families, and 4.5 on TripAdvisor from 1,266. A corner studio of about 570 sq ft with two queen beds and a sofa bed is listed for two adults and two children at about US$390. A US$25 daily fee is included in the price, but guests on Booking.com in September 2025 and January 2026, and on TripAdvisor in March 2026, said they were surprised by extra fees, so read the price breakdown before you book. TripAdvisor guests in September 2026 also called the three lifts really slow. Rates were about US$237 on a Sunday night in mid-November (non-refundable) and US$681 the Wednesday before.
- Transit: Fulton St (2, 3, 4, 5, A, C, J, Z)
- ~3 min
- Landmark: Oculus
- ~4 min
- Landmark: 9/11 Memorial
- ~5 min
- Families: kitchen studios, sleeps 4
Nearby: Fulton St station (2, 3, 4, 5, A, C, J, Z) is about 3 minutes' walk away, Fulton Center about 2, the Oculus about 4 and the 9/11 Memorial about 5.
Sources: Booking.com listing, TripAdvisor listing
Hotel 6 of 7. Mint House 70 Pine by Kasa
Financial District, New York
$$$$Mid-range
Best for: Families and groups who want a roomy suite in a Wall Street tower, and accept that it's an aparthotel
Why it's a good pick
An aparthotel run by Kasa rather than a conventional hotel, in a tower on Pine Street. It rates 9.2 on Booking.com from 1,316 reviews, 565 of them from families, and 4.8 on TripAdvisor from 2,013. A king studio of about 700 sq ft is listed for two adults and two children at about US$348, and one- and two-bedroom units are also listed. Booking.com shows no daily fee. A few reviewers had trouble with Kasa's booking side: one in February 2026 said a confirmed reservation was cancelled several times, and another in March 2025 said the deposit was charged twice. A TripAdvisor guest in September 2026 said the street noise was what you'd expect in New York. Rates were about US$301 on a Sunday night in mid-November and US$508 the Wednesday before.
- Transit: Wall St (2, 3)
- ~2 min
- Landmark: Charging Bull
- ~9 min
- Landmark: 9/11 Memorial
- ~10 min
- Families: big suites, aparthotel run by Kasa
Nearby: Wall St station (2, 3) is about 2 minutes' walk away, Fulton Center about 8, the Charging Bull about 9 and the 9/11 Memorial about 10.
Sources: Booking.com listing, TripAdvisor listing
Hotel 7 of 7. M Social Hotel New York Downtown
World Trade Center, New York
$$$$Mid-range
Best for: Friends and couples who want to be next to the Oculus and can live with a high fee and card hold
Why it's a good pick
A large tower about a minute and a half on foot from the Oculus and about 4 minutes from the 9/11 Memorial. It rates 8.6 on Booking.com from 2,464 reviews and 4.4 on TripAdvisor from 254. It has the heaviest charges on this list: a US$45 daily fee is included in the price, and the hotel holds US$150 a night on a card, up to US$600. Booking.com guests reported a US$450 deposit in October 2026, and one in December 2025 said a US$120 a day deposit hadn't been refunded a month later. TripAdvisor guests in September 2026 called it surprisingly quiet for the location. A high-floor room with two queen beds and a Hudson River view is listed for two adults and two children at about US$416. It was sold out the Wednesday before, and rates were about US$312 on a Sunday night in mid-November.
- Transit: Chambers St/WTC (2, 3, A, C, E, R, W)
- ~2 min
- Landmark: Oculus
- ~1 min
- Landmark: 9/11 Memorial
- ~4 min
- Friends: Oculus ~1 min, high fee and hold
Nearby: Chambers St/WTC station (2, 3, A, C, E, R, W) is about 2 minutes' walk away, the Oculus about 1, the 9/11 Memorial about 4 and the Brooklyn Bridge about 9.
Sources: Booking.com listing, TripAdvisor listing
